As you plan or attend events as a vendor or event organizer, often you are required to carry your own liability insurance and add the venue or organizer as an additional insured. You may see the event insurance policy as an additional expense required for your business that you didn’t need, especially since you are careful at events and haven’t had any liability claims in the past. However, claims do occur, and when they happen they’re expensive. Someone is injured, whether intentionally or accidentally, and…